NETSOL x NEO Mobility Talk - Electrification and EV Adoption in the US

In this thought-provoking session, NETSOL Technologies teams up with NEO Mobility to explore the accelerating shift toward electrification and EV adoption across the United States. Industry experts unpack the key drivers, challenges, and innovations shaping the future of electric mobility — from infrastructure and policy to consumer sentiment and financing models. The session is directly relevant for automotive OEMs, captives, fleet operators, and lenders evaluating how the EV revolution is reshaping their mobility solutions strategy and commercial model.

About This Session

The US electric vehicle market is at an inflection point. EV sales reached over 10% of the market in 2024, a fivefold increase since 2020, yet the removal of federal tax incentives, shifting policy environments, and persistent infrastructure gaps are creating significant uncertainty for both industry participants and consumers. For automotive finance companies, OEMs, and captives, the challenge is not just understanding the EV transition but building the financial products, residual value models, and customer journeys that make electric mobility commercially viable at scale.

This session brings together NETSOL Technologies and NEO Mobility to examine that challenge from both a technology and mobility strategy perspective, exploring what the path to sustainable EV adoption in the US actually looks like for the organisations responsible for financing and delivering it.

What You'll Learn

This session is built for mobility strategists, automotive finance professionals, OEM product teams, and fleet operators navigating the EV transition. It covers:

• The key drivers accelerating EV adoption in the US and the structural barriers slowing it down
• How charging infrastructure gaps and range anxiety are shaping consumer sentiment and leasing decisions
• What policy shifts, including the removal of federal EV tax credits, mean for demand forecasting and residual value management.
• How subscription and fractional ownership models are emerging as alternatives to traditional leasing for EV customers.
• What technology capabilities OEMs and captives need to support flexible, EV-ready financing models at scale.

Key Themes from the Discussion

Four core themes shaped the conversation between NETSOL and NEO Mobility:

• Infrastructure and consumer confidence: Charging availability remains the single largest barrier to consumer EV adoption outside urban centres, with rural and suburban markets requiring fundamentally different infrastructure investment strategies before demand can scale.
• Policy volatility and residual value risk: The removal of federal tax credits for EVs in the US has created immediate market uncertainty; for leasing companies and captives managing multi-year residual value positions, this policy volatility is one of the most difficult variables to model. the implications for OEMs and lenders are significant and evolving as federal incentive structures continue to shift.
• Leasing as the primary EV adoption vehicle: Over 46% of EV purchases in the US are leases, compared to around 25% for all new vehicles; leasing reduces the financial risk of technology obsolescence for consumers and has become the dominant route to market for EV adoption. The full analysis of how this is reshaping lender strategy is covered in the effect of EVs on the US auto-leasing market.
• Subscription and flexible ownership models: Traditional fixed-term leases are being supplemented by subscription-based access models that offer consumers greater flexibility; for OEMs and captives, building the technology infrastructure to support these models alongside traditional finance products is the critical operational challenge.

How NETSOL Is Supporting the EV Transition

NETSOL's mobility platform is built to support the full range of ownership and access models that EV adoption is driving, from traditional leases and loans through to subscription, microleasing, and fractional ownership structures. For a real-world example of how NETSOL has supported a major automotive OEM in building the digital infrastructure for a connected, EV-ready retail and finance ecosystem, the strengthening MINI USA's digital ecosystem case study demonstrates what this looks like in production for a brand actively transitioning to an electric-first vehicle lineup.

Going Deeper - Related Reading

For anyone wanting authoritative data on US EV adoption rates, charging infrastructure coverage, and the policy landscape, the US Department of Energy's Alternative Fuels Data Center publishes continuously updated market data and is the primary reference source used by industry analysts tracking the electrification transition.